Protect My Business
No matter what industry you are in, your company faces risk every day. Business insurance coverage is critical to protecting your companyfrom risks, including property loss and repairing or replacing property, such as after a fire, storm or theft. Business insurance can help cover the costs of legal claims made against your business and can help cover an injured worker’s lost wages. Without insurance, a significant loss could be devastating to the livelihood of your business.
The two most important ones are: General liability insurance to help pay for lawsuits that claim your business caused bodily injury or property damage. Professional liability insurance to help cover lawsuits that claim you made errors or omissions in the services your business provides.
General Liability Insurance Typically Covers:
- Property Damage. When customer property is damaged by an employee, your coverage may help pay for repairs or replacement
- Bodily Injury. If someone other than an employee is injured on your property, this
coverage can help with medical expenses plus legal expenses and damages. - Product Liability. If products developed or sold by your business harm people or
property, this coverage could help pay legal expenses associated with product
liability lawsuits and medical expenses if an injury occurs. - Libel, Slander, and Copyright. This coverage helps protect you against some lawsuit
expenses from personal and advertising injury. Advertising injury can include
disparaging another business in your advertisements, stealing an advertising idea,
and more.
